Products We Offer

Medicare Options: 

• Medicare Advantage: Medicare Advantage is offered to senior citizens and  disabled adults who qualify. Medicare Advantage plans are provided by private insurance companies instead of the federal government. This is a  good choice if you would like coverage in additional to Original Medicare.

• Medicare Supplement: Medicare Supplement Insurance is provided by private companies and designed to pay for costs not covered by Original Medicare. These costs might include co-payments, coinsurance, and deductibles, as well as services that Original Medicare does not cover.

• Prescription Drug Plans: Prescription Drug Plans are stand-alone plan that only covers prescription drugs. This is an option for individuals who want to enroll in Medicare Part D.

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Individual Health Insurance: Individual Health Insurance covers medical expenses for illnesses, injuries, and conditions. These are plans that you select and pay for on your own. The cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free.

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Group Insurance: Group Insurance plans are usually employer sponsored health insurance plans and offered to eligible employees and their dependents. Group health members usually receive insurance at a reduced cost. These plans are chosen by the employer for employees to choose from various coverage levels.

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Life Insurance: Life insurance is a contract between insurer and policyholder that guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The insurance company promises a death benefit in consideration of the payment of premium by the insured.

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Final Expense: Final expense insurance is designed to cover the bills that loved ones will face after your death. These costs can include medical bills and funeral expenses.

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